{
  "resource": "Workflow automation ROI calculator",
  "defaults": {
    "confidenceDiscount": 0.25,
    "adoptionRampMonths": 3,
    "supportLoadPercent": 0.12,
    "qualityReviewSamplePercent": 0.05,
    "loadedLaborCostSource": "finance-approved rate card"
  },
  "sensitivity": ["automationCoverage", "handlingMinutes", "errorReduction", "adoptionRampMonths"],
  "rule": "Do not publish ROI without a baseline, named owner, sensitivity range, and control cost estimate."
}